Australia’s #1 UK Pension Transfer Service

Advice – led. Compliance-first. Strategy over transactions. Clarity that lasts.

FINSEC PTX IS A GLOBALLY RECOGNISED UK PENSION TRANSFER ADVICE SERVICE

We provide considered and practical advice to returned/returning UK Expats and UK migrants who are looking to transfer their UK pension to Australia.

With 25+ years of knowledge and expertise, we’ve dealt with some of the largest and most complex UK pension transfers.

Historically a transaction-based service, today, complexities enforced by HM Revenue and Customs (HMRC), the Australian Taxation Office and Australia’s superannuation system means that every transfer is different.

Compliance aside, in order to maximise the benefits of your transfer, strategy must be considered in the context of your individual circumstances.

Unlike other UK pension transfer services, we offer an integrated global solution incorporating our expertise in Australian Superannuation, QROPS, UK SIPP and mandatory UK advice (if required by HMRC) from accredited and FCA licensed UK advisers.

We believe that the quality of your transfer is directly proportional to the knowledge and expertise of your team. Our FinSec PTX services include:

We provide considered and practical advice to returned/returning UK Expats and UK migrants who are looking to transfer their UK pension to Australia.

With 25+ years of knowledge and expertise, we’ve dealt with some of the largest and most complex UK pension transfers.

Historically a transaction-based service, today, complexities enforced by HM Revenue and Customs (HMRC), the Australian Taxation Office and Australia’s superannuation system means that every transfer is different.

Compliance aside, in order to maximise the benefits of your transfer, strategy must be considered in the context of your individual circumstances.

Unlike other UK pension transfer services, we offer an integrated global solution incorporating our expertise in Australian Superannuation, QROPS, UK SIPP and mandatory UK advice (if required by HMRC) from accredited and FCA licensed UK advisers.

We believe that the quality of your transfer is directly proportional to the knowledge and expertise of your team. Our FinSec PTX services include:

  • UK pension transfer specialists
  • FCA licensed UK advisers (affiliate partners)
  • QROPS and SIPP expertise
  • Superannuation (including SMSF) specialists
  • Broader financial planning specialists
  • Over 55 and Under 55 UK pension transfer solutions

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FinSec PTX offers a range of tailored services to suit different UK pension transfer scenarios.

Our solutions include:

OVER 55 QROPS TRANSFER

LARGE VALUE TRANSFER

  • You are over 55 with a company, personal pension or Self Invested Pension Plan (SIPP)
  • You have any of the following:
    • Lifetime Allowance (LTA) protection granted
    • UK funds are greater than Overseas Transfer Allowance (OTA) – £1,073,100 or protected amount (including previously crystallised amounts)
    • Your Total Super Balance in Aus is over $1.76m
    • You need control to choose the exchange rate and cost when moving from GBP to AUD

OVER 55 QROPS TRANSFER

STANDARD TRANSFER

  • You are over 55 with a company, personal pension or Self Invested Pension Plan (SIPP)
  • UK funds are under Overseas Transfer Allowance (OTA) – £1,073,100 (including previously crystallised amounts)
  • Total Super balance under $1.76m
  • You need control to choose the exchange rate and cost when moving from GBP to AUD

UNDER 55

SIPP TRANSFER

You are under 55 years of age and have a company or personal pension.

You need a solution that positions you for a successful transfer in the future.

What our clients say

We had been getting very distressed about the changing rules in the UK and needed advice we could rely on in transferring our pension to Australia. From the minute we spoke with FinSec we felt our concerns were listen to and their obvious knowledge in this field was a huge comfort. We were helped every step of the way and despite additional changes by the UK Government during this time they were in regular contact to explain what was going on.

Jacquie, Western Australia

We would recommend anyone to contact FinSec as they are easy to deal with, they listen, keep you informed and provide a great service from start to finish – this takes away so much of the stress involved.

J Hewitt, Western Australia

The only constant in the world of pensions whether they are in the UK or Australia is that the rules change constantly – this is what makes the task of transferring so challenging. I have no hesitation in providing this testimonial for FinSec Partners as for the last 2 years, they have always been there to advise and help and have always upheld the very high professional standards required for this complex area of financial advice.

John, NSW

I understood that this would be a tricky transaction and that I needed a UK based organisation to establish my SIPP. FinSec PTX was very clear with me; my options, what to expect with each and I really felt I could trust them. They never sold a solution to me – just presented my options. They had a long standing relationship with the UK based organisation they recommended and it just felt right.

Bill, Western Australia

They choose us

We work with:

  • Accounting Professionals Australia wide

  • Financial Advisers Australia wide
  • The largest SMSF administrators in Australia

  • UK’s leading transfer advisers

Am I Eligible?

Quick guide to UK pension transfer eligibility.

Myth Busters

Common UK pension transfer misconceptions.

Why Finsec PTX?

Who we are. Our world of knowledge. Meet the team.

DOWNLOAD CHECKLIST

Free UK Pension Transfer Checklist | FinSec PTXFREE TRANSFER CHECKLIST

The Smarts you won’t find on google. Understand the thinking
required for a considered transfer.

DOWNLOAD CHECKLIST